Terms of service for Capitalize Bank
Welcome to Capitalize Bank. By accessing or using our services, you agree to be bound by these terms and conditions. Please read them carefully.
Agreement to terms
These terms of service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Capitalize Bank, Inc., located in Wellford, South Carolina, United States ("we," "us," or "our"), concerning your access to and use of the Capitalize Bank website, as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the "site" and "services"). You agree that by accessing the site, you have read, understood, and agreed to be bound by all of these terms of service. If you do not agree with all of these terms of service, then you are expressly prohibited from using the site and you must discontinue use immediately. We reserve the right, in our sole discretion, to make changes or modifications to these terms of service at any time and for any reason. We will alert you about any changes by updating the "last updated" date of these terms of service, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these terms of service to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised terms of service by your continued use of the site after the date such revised terms of service are posted.
User representations
By using the site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these terms of service; (4) you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the site; (5) you will not access the site through automated or non-human means, whether through a bot, script, or otherwise; (6) you will not use the site for any illegal or unauthorized purpose; and (7) your use of the site will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the site (or any portion thereof).
Prohibited activities
You may not access or use the site for any purpose other than that for which we make the site available. The site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the site, you agree not to: (1) systematically retrieve data or other content from the site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us; (2) make any unauthorized use of the site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses; (3) circumvent, disable, or otherwise interfere with security-related features of the site, including features that prevent or restrict use or copying of any content or enforce limitations on use of the site and/or the content contained therein; (4) engage in unauthorized framing of or linking to the site; (5) interfere with, disrupt, or create an undue burden on the site or the networks or services connected to the site; (6) use any information obtained from the site in order to harass, abuse, or harm another person; (7) use the site as part of any effort to compete with us or otherwise use the site and/or the content for any revenue-generating endeavor or commercial enterprise; (8) decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the site; (9) attempt to bypass any measures of the site designed to prevent or restrict access to the site, or any portion of the site; (10) harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the site to you.