Open an Account
Open an account with Capitalize Bank
Experience the future of banking with Capitalize Bank, an online-only institution designed to offer convenience, competitive rates, and a seamless financial journey. Discover why millions are choosing to bank differently.
Why choose Capitalize Bank?
Capitalize Bank offers a modern alternative to traditional banking, focusing on what matters most to you: convenience, value, and security. We are a fully online bank, removing the need for physical branches and allowing us to pass the savings directly to our customers through better rates and lower fees.
Online convenience
Manage your finances anytime, anywhere. Our intuitive online platform and mobile app make banking simple and accessible 24/7.
Competitive rates
Enjoy higher interest rates on savings and lower fees compared to many traditional banks, maximizing your money's potential.
Advanced security
Your financial security is our top priority. We use state-of-the-art encryption and fraud protection to keep your assets safe.
Ready to get started?
Opening an account with Capitalize Bank is quick, easy, and entirely online. Begin your journey to smarter banking today!
Step 1: Choose your account
Select the checking, savings, or credit card account that best fits your financial goals. Explore our range of options designed to meet diverse needs.
Step 2: Complete the online application
Fill out our secure online application in just a few minutes. You'll need some basic personal information and your social security number.
Step 3: Fund your account
Once approved, easily fund your new account through a transfer from another bank, direct deposit, or mobile check deposit. Welcome to Capitalize Bank!