Withdrawal
Withdrawing funds from Capitalize Bank
Accessing your money is simple and secure with Capitalize Bank. Learn about the various ways to withdraw funds, understand withdrawal limits, and know what to expect regarding processing times.
Easy ways to access your funds
Capitalize Bank offers several convenient options for withdrawing money from your account. The easiest way is through our extensive network of ATMs. You can locate the nearest ATM using our ATM locations page. Additionally, you can request an electronic funds transfer (EFT) to an external bank account through our secure online banking platform. For larger withdrawals or specific circumstances, please contact our customer service team at [[phonenumber]] or visit our customer service page for assistance.
Understanding withdrawal limits and rules
To ensure the security of your funds, daily withdrawal limits apply. For ATM withdrawals, the standard daily limit is $500 for most debit cards. For electronic funds transfers initiated through online banking, a daily limit of $2,500 applies. These limits are in place to protect your account from unauthorized activity. If you require a withdrawal exceeding these limits, please contact Capitalize Bank customer service at [[phonenumber]] in advance to discuss your options. Please also review our rates and fees page for any charges associated with specific withdrawal methods.
Processing times for your withdrawals
Once you request a withdrawal, the time it takes to receive your money varies by method. ATM cash withdrawals are instant. For electronic funds transfers to an external bank account, funds typically arrive within 1-3 business days, depending on the receiving institution's processing times. Requests made on weekends or holidays will be processed on the next business day. You can track the status of your transfers through your online banking portal. If you have any concerns about a withdrawal or its processing time, please reach out to our support team at [[email]] or through our customer service page.